ABOUT US
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Welcome to Flood Lynx, your trusted partner in flood risk assessment and certification. We specialize in providing lenders with crucial information about properties in relation to Special Flood Hazard Areas (SFHAs), as defined by the Federal Emergency Management Agency (FEMA).
Being aware of the possibility of flooding is crucial for making wise judgments in the complicated worlds of finance and real estate. Our certification services provide an accurate and dependable assessment of whether a property is covered by an SFHA, giving lenders the information they want to properly manage risk and adhere to federal requirements.
At Flood Lynx, we are dedicated to accuracy, efficiency, and excellence. Our team of professionals delivers accurate assessments you can rely on using the most recent technologies and processes. Whether you're a financial institution, real estate professional, or property owner, We are here to provide the insights you need to navigate flood risk with confidence.
Our mission is to support you in making sound decisions and safeguarding investments, one property at a time. To find out more about our certification services and how we can help you achieve peace of mind, get in touch with us right now.
FLOOD ZONE DETERMINATIONS TYPES
BASIC DETERMINATION
At Flood Lynx, our Basic Determination service provides a one-time assessment to determine if a property is within a Special Flood Hazard Area (SFHA) as defined by FEMA. This service delivers a clear and accurate report based on a thorough evaluation against FEMA flood maps, identifying the flood zone designation and providing... guidance on insurance requirements. Ideal for immediate decision-making and initial loan processing, this determination ensures that you have the critical information needed for compliance and effective risk management. Read More
LIFE OF LOAN
For ongoing oversight, our Life of Loan Determination service offers continuous monitoring of a property’s flood zone status throughout the entire loan period. This comprehensive service includes initial assessments, regular updates, and automated alerts for any changes in the flood zone designation... By providing proactive notifications and detailed recommendations, this service helps manage flood risk effectively and ensures that insurance requirements are always met. At Flood Lynx, our expert team is dedicated to delivering precision and reliability to support your long-term risk management needs. Read More
WHY OUR FLOOD REPORT?
At Flood Lynx, we stand out by delivering flood reports that are not only comprehensive but also exceptionally detailed, ensuring you have the most accurate and actionable information at your fingertips.
Here are the key reasons why our flood reports are your best choice:
Detailed Property Location Map
Our reports include a precisely formatted property location map that pinpoints the exact location of the property in question. This map is essential for visualizing the property's position relative to flood zones, enhancing your understanding of potential flood risks.
Formatted FEMA FIRM Panel
We provide a formatted FEMA Flood Insurance Rate Map (FIRM) panel, offering a clear and accessible view of the property’s flood zone designation. This panel is crucial for verifying flood zone classifications and making informed decisions regarding insurance and risk management.
FEMA Letters of Map Amendment (LOMA)
Our reports also include relevant FEMA Letters of Map Amendment (LOMA), which provide official documentation for properties that have been granted amendments to their flood zone status. This ensures you have the necessary documentation to address any discrepancies and update flood zone classifications as needed.
By combining these elements, our flood reports provide a comprehensive, reliable, and easy-to-understand resource for assessing flood risk and ensuring compliance. Choose Flood Lynx for precise, detailed, and actionable flood information that supports your decision-making and risk management strategies.
WHAT IS FLOOD HAZARD DETERMINATIONS?
Flood hazard determinations are crucial before closing on any loan secured by buildings, mobile homes, or commercial real estate. Lenders are required to use the Standard Flood Hazard Determination Form provided by FEMA, and this form must be retained for the entire loan term. The only exception is if the mobile home’s permanent location is unknown at closing; in this case, the lender must ensure the borrower updates them with the location as soon as it is known so a flood hazard determination can be performed. If the mobile home is located within a Special Flood Hazard Area (SFHA), the borrower must be notified, and appropriate flood insurance must be obtained.
HOW FLOOD LYNX WORKS EFFECTIVELY:
At Flood Lynx, we streamline this process to ensure compliance and accuracy. Our effective method uses the most recent FEMA maps and data to give accurate and rapid flood danger determinations. To provide you with a thorough understanding of the flood risk, we provide complete property location maps, formatted FEMA FIRM panels, an necessary FEMA Letters of Map Amendment (LOMA). We keep you informed and compliant by swiftly addressing any changes in the state of the flood zone through our automatic notifications and monitoring services. By choosing Flood Lynx, you benefit from our expertise and cutting-edge tools that simplify risk management and ensure that all regulatory requirements are met seamlessly.
Effortless automation
Streamline Your Workflow with Zero Hassle - Our Automation Solution Lets You Focus on What Truly Matters.
Rapid processing
Obtain Accurate, Trustworthy Results Immediately to Protect Your Property and Peace of Mind
Enhanced with public record data
Our Flood Determination Services, Enhanced with Public Record Data, Deliver Precision for Better Risk Management
Comprehensive coverage
Get Complete Flood Determination Services for Every County in the US - Stay Safe informed and safe everywhere.
Affordable pricing
Increase your protection without going over budget with our unparalleled flood determination services
Current information
Receive Frequent Updates on the FEMA Map for Enhanced Precise, unmatched Accurate, and Instant Flood Estimation
CONTACT US
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